Buyer planning worksheet

Estimate the cash needed for closing.

Combine the down payment with the lender, title, escrow, recording and prepaid estimates you have received, then subtract earnest money and credits.

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Purchase price

Down payment (%)Earnest money already paid

Estimated lender charges

Estimated title, escrow & recording

Estimated taxes, insurance & prepaids

Seller or lender credits

Estimated cash to close$112,000

Estimated loan amount: $400,000
Down payment: $100,000
Entered fees & prepaids: $17,000
Earnest money & credits: − $5,000

Prints the current estimate as a clean one-page worksheet.

Planning worksheet only. Your lender's Loan Estimate and Closing Disclosure, the contract, title quote, tax prorations, insurance and final settlement statement control the actual amount.

WG TITLE · BUYER CASH-TO-CLOSE WORKSHEET

Buyer closing cost estimate

Texas home purchase planning worksheet

Estimated cash to close$112,000

Down payment and entered costs, less earnest money and credits.

Purchase and financing

Purchase price: $500,000
Down payment (20.0%): $100,000
Estimated loan amount: $400,000

Entered costs and credits

Estimated lender charges: $7,500
Estimated title, escrow & recording: $3,500
Estimated taxes, insurance & prepaids: $6,000
Earnest money already paid: − $5,000
Seller or lender credits: − $0

Use the official documents

Your lender and title team provide the final figures.

The Loan Estimate is the early lender disclosure. The Closing Disclosure or settlement statement reflects the final transaction. This worksheet helps you model inputs, but it does not replace either document.

Ready when the contract is.

Put WG Title on your next transaction.

Send the property details or contract. Our team will confirm the next step and get your file moving.

Start a closing Call 214-620-2055