A Texas title company that says: let’s take a look.
Another title company said no?
Your next step can still be forward.
WG Title welcomes transfer on death deed closings. Our probate-experienced team looks at your deed, the title history and the path to closing.
Every closing is subject to title review, underwriting approval and satisfaction of the file’s requirements.
Why a title company may say no
“We won’t close it” does not necessarily mean “it isn’t legal.”
Title insurance covers certain ownership claims and the cost of defending them. A title company and its underwriter must assess that exposure before issuing a policy. A legally effective transfer can still need additional evidence or curative work.
Possible concerns include creditor claims, a disputed signature, competing ownership interests or missing records. A company may also have limited experience with the probate issues involved. The reason matters—and deserves a closer look.
Source: Texas Department of Insurance · title insurance and commitmentsThe WG Title difference
WG Title is owned by Texas probate attorney Taylor Willingham. Our escrow officers work in an office alongside probate attorneys, with experience closing thousands of transactions involving probate.
We bring that experience to the questions behind your deed. We look for workable solutions, explain what is needed and coordinate with your attorney and our underwriter.
Meet the people behind your closingUpload a copy and tell us about the property and your timeline.
Our team reviews the file and identifies documents and underwriting questions.
When the file meets the requirements, we coordinate your closing.
The law, in plain English
Texas Estates Code Chapter 114 authorizes an owner to name a beneficiary for real property at death. The details of the deed—and what happened after it was signed—matter.
Existing liens and certain estate liabilities can follow the property. Section 114.106’s generally two-year deadline for certain liability proceedings is an underwriting concern, not a universal prohibition on selling. Each file needs its own review.
Estates Code §§114.104–.106General Texas information; sources checked September 21, 2026. WG Title provides title and escrow services, not legal advice. WG Law is a separate, independently operated company and any relationship with it is governed by its own engagement.
When title and probate overlap
A Transfer on Death Deed addresses only the Texas real property it validly covers. Other assets, creditor issues, a disputed or ineffective deed, or the need for a court-appointed representative may still require probate. WG Title reviews the title and closing requirements; a Texas probate attorney determines the right court process.
Texas estates can follow different paths. The will, heirs, debts, disputes, property, and required authority all affect which option may fit.
An executor or administrator can handle most estate work without asking the court to approve each step.
The court supervises the administration and generally approves major actions as the estate moves forward.
A qualifying will may be admitted as evidence of title without opening a full estate administration.
Some limited intestate estates may use a statutory affidavit when all requirements are satisfied.
This records family-history evidence that may help with certain real-property title issues; it is not a court administration.
A probate court can formally identify the heirs when there is no valid will or a judicial heirship finding is needed.
Texas TODD closing answers
Each guide starts with a direct answer, explains the title issue, cites Texas authority and leads back to the same deed-review team.
A title company’s refusal does not, by itself, mean your Texas Transfer on Death Deed is invalid. Ask for the specific title or underwriting concern, then have the recorded deed and title history reviewed file by file.
Read this closing guide →Potentially, yes. An effective Texas Transfer on Death Deed can transfer the owner’s real-property interest at death, but a sale still depends on the deed, title history, liens, estate claims, evidence, and the title underwriter’s requirements.
Read this closing guide →A title company reviews more than the document’s title. It examines whether the TODD was effective, what the owner held at death, later recorded instruments, beneficiary and survivorship facts, liens and claims, and the evidence needed for the underwriter to insure the closing.
Read this closing guide →For an initial Texas TODD closing review, send the recorded Transfer on Death Deed, the property address and county, your contact information, and any written title objection. The title team may then request death, survivorship, lien, estate, or later-recorded-document evidence specific to the file.
Read this closing guide →A Texas agent can reduce surprises by sending the recorded TODD for title review before promising a closing date. The title team should evaluate the deed, title chain, beneficiary evidence, liens, estate exposure, and underwriting requirements as early as possible.
Read this closing guide →Let’s look at your file
Send your transfer on death deed to the people who work through these questions.
You do not need to know the legal answer before contacting us. Start with what you have.
Monday–Friday, 9 a.m.–5 p.m. Central
Submitting a deed requests a title and closing review. It does not create an attorney-client relationship, provide a legal opinion or guarantee a closing date. You may continue working with your own attorney.
Tell us how to reach you. Add your deed if it’s handy.
Answers before you begin
Yes. WG Title accepts Texas transfer on death deed files for review and closes qualifying transactions. Send your deed and property details so our team can identify the title and underwriting requirements for your file. Acceptance for review is not a guarantee of closing.
Not necessarily. A refusal may reflect underwriting requirements, unresolved claims, missing evidence or the company's approach to risk. Ask for the specific concern and include it with your review request. Our team will evaluate the file rather than treat the deed's name as the answer.
Chapter 114 does not impose a blanket two-year ban on sales. Section 114.106 generally gives two years after death to start certain liability proceedings, with an exception for rights under Section 114.104(d). That exposure can affect underwriting. We review the facts before discussing timing; we cannot promise an immediate closing.
An effective TODD transfers the covered property interest outside probate. It does not resolve every estate issue, eliminate existing liens or establish that other assets need no probate. An attorney can advise on the estate; WG Title handles the title and closing process.
Start with the recorded deed, Texas property address or county, your contact information and any reason a prior title company declined. You can send an inquiry without a file. The team will tell you whether death documentation, additional recorded instruments or other information is needed.
Yes. We welcome coordination with your existing attorney, agent and lender. Requesting a WG Title review does not require hiring WG Law or changing attorneys.
